With a well cared and worked Personal Branding, you will be able to reach the most privileged positions"

Why Study at TECH?

TECH is the world's largest 100% online business school. It is an elite business school, with a model based on the highest academic standards. A world-class centre for intensive managerial skills training.   

TECH is a university at the forefront of technology, and puts all its resources at the student's disposal to help them achieve entrepreneurial success"

At TECH Technological University

Innovation

The university offers an online learning model that combines the latest educational technology with the most rigorous teaching methods. A unique method with the highest international recognition that will provide students with the keys to develop in a rapidly-evolving world, where innovation must be every entrepreneur’s focus.

"Microsoft Europe Success Story", for integrating the innovative, interactive multi-video system.  

The Highest Standards

Admissions criteria at TECH are not economic. Students don't need to make a large investment to study at this university. However, in order to obtain a qualification from TECH, the student's intelligence and ability will be tested to their limits. The institution's academic standards are exceptionally high...  

95% of TECH students successfully complete their studies.

Networking

Professionals from countries all over the world attend TECH, allowing students to establish a large network of contacts that may prove useful to them in the future.  

100,000+ executives trained each year, 200+ different nationalities.

Empowerment

Students will grow hand in hand with the best companies and highly regarded and influential professionals. TECH has developed strategic partnerships and a valuable network of contacts with major economic players in 7 continents.  

500+ collaborative agreements with leading companies.

Talent

This program is a unique initiative to allow students to showcase their talent in the business world. An opportunity that will allow them to voice their concerns and share their business vision. 

After completing this program, TECH helps students show the world their talent. 

Multicultural Context

While studying at TECH, students will enjoy a unique experience. Study in a multicultural context. In a program with a global vision, through which students can learn about the operating methods in different parts of the world, and gather the latest information that best adapts to their business idea. 

TECH students represent more than 200 different nationalities.   

Learn with the best

In the classroom, TECH teaching staff discuss how they have achieved success in their companies, working in a real, lively, and dynamic context. Teachers who are fully committed to offering a quality specialization that will allow students to advance in their career and stand out in the business world. 

Teachers representing 20 different nationalities. 

TECH strives for excellence and, to this end, boasts a series of characteristics that make this university unique:   

Analysis

TECH explores the student’s critical side, their ability to question things, their problem-solving skills, as well as their interpersonal skills.  

Academic Excellence

TECH offers students the best online learning methodology. The university combines the Relearning method (a postgraduate learning methodology with the highest international rating) with the Case Study. A complex balance between tradition and state-of-the-art, within the context of the most demanding academic itinerary.  

TECH is the world’s largest online university. It currently boasts a portfolio of more than 10,000 university postgraduate programs. And in today's new economy, volume + technology = a ground-breaking price. This way, TECH ensures that studying is not as expensive for students as it would be at another university.  

At TECH, you will have access to the most rigorous and up-to-date case studies in the academic community”

All the contents of this Executive Master’s Degree in Financial Advice have been specifically created to take students to the peak of their professional careers. To do so, TECH uses pioneering educational technology and widely proven teaching methodology, providing a program in which professionals will get the maximum benefit from each of the topics and content provided. Thanks to Relearning , learning is completely natural and progressive, avoiding the need for students to invest long hours of study time. 

Your continued professional development is the foundation of your career success. For this reason, in TECH you will find a large amount of high-quality audiovisual material, focused on making the most of each lesson"  

Syllabus

The new challenges of the financial market require highly qualified professionals specialized in a multitude of fields, including digital. This Executive Master’s Degree in Financial Advice provides the appropriate in-depth study of the skills that will lead students to their maximum professional capacity. 

With instruction focused not only on financial techniques and methodology, but also on the development of transversal competencies and distinctive leadership, professionals will find this comprehensive and appealing program. This program goes beyond the basic necessary and essential skills in today's labor market, making a firm commitment to present and future financial advisors.  

For this, a multitude of practical cases and simulated scenarios are presented, in which students will develop their managerial and organizational skills to put themselves at the forefront of financial leadership. 

A curriculum that covers the knowledge, both theoretical and practical, required of any professional interested in leading a growing sector. This is a unique opportunity to distinctively enhance the managerial and organizational capabilities of distinctive and modern leaders. By understanding the financial market needs and specializing in exceeding them, students will be taking a firm step towards a much more prosperous and prestigious economic future. 

This Executive Master’s Degree takes place over 12 months and is divided into 10 modules: 

Module 1. Macroeconomics and Financial Systems 
Module 2. Investment Fundamentals 
Module 3. Fixed Income
Module 4. Equities
Module 5. Collective Investment Institutions and Pension Plans 
Module 6. Foreign Exchange and Derivatives 
Module 7. Portfolio Management 
Module 8. Financial Planning 
Module 9. Taxation
Module 10. New Investments

Where, When and How is it Taught?

TECH offers the possibility of taking this Executive Master’s Degree in Financial Advice entirely online. Throughout the 12 months of the educational program, you will be able to access all the contents of this program at any time, allowing you to self-manage your study time. 

Module 1. Macroeconomics and Financial Systems  

1.1. Macroeconomics 

1.1.1. Growth Indicators 
1.1.2. Price Indicators 
1.1.3. Employment and Other Indicators 

1.2. Business Cycles 

1.2.1. Cycle Theory 
1.2.2. Cycle Phases 
1.2.3. Cycle Types 

1.3. Economic Indicators 

1.3.1. On Offer 
1.3.2. In Demand 
1.3.3. Of Feeling 

1.4. Financial System 

1.4.1. Financial Assets 
1.4.2. Financial Markets 
1.4.3. Financial Institutions 

1.5. The ECB (European Central Bank)  

1.5.1. Current Situation and Historical Evolution 
1.5.2. ECB Functions 
1.5.3. Money Market 

1.6. Monetary Policy 

1.6.1. Monetary Policy Strategies 
1.6.2. Monetary Policy Instruments 
1.6.3. Monetary Policy Developments 

1.7. Current Macroeconomic Situation 

1.7.1. Global 
1.7.2. Current Market Trends 

1.8. Technical Development Macroeconomic Indicators 

1.8.1. Macroeconomic Indicator Interpretation 
1.8.2. Economic Indicator Interpretation 
1.8.3. Cycle Indicator Interpretation 

1.9. Monetary Policies and Economic Cycles 

1.9.1. Monetary Policy in Upward Phases 
1.9.2. Monetary Policy in Declining Phases 
1.9.3. Monetary Policy in Cyclical Peaks and Troughs

Module 2. Investment Fundamentals 

2.1. Temporal Value of Money 

2.1.1. Financial Capital 
2.1.2. Financial Equivalence 
2.1.3. Operation and Financial Law 

2.2. Capitalization 

2.2.1. Simple 
2.2.2. Compounds 
2.2.3. Use of Calculators for Calculations 

2.3. Update 

2.3.1. Simple 
2.3.2. Compounds 
2.3.3. Use of Calculators for Calculations 

2.4. Commercial Discount 

2.4.1. Simple 
2.4.2. Compounds 
2.4.3. Use of Calculators for Calculations 

2.5. Interest Rates 

2.5.1. Spot 
2.5.2. Forward 
2.5.3. How to calculate Forward Interest Rates? 

2.6. Types of Return I 

2.6.1. Nominal and Real 
2.6.2. Simple Return 
2.6.3. Annual Percentage Rate (APR) 

2.7. Types of Rerturn II 

2.7.1. Internal Return Rate (IRR) 
2.7.2. Effective Return Rate (ERR) 
2.7.3. Geometric Return Rate (GRR) 

2.8. Financial Income 

2.8.1. Concept and Classification of Different Income Types 
2.8.2. Proportionality and Income Addition 
2.8.3. Certain and Constant Income Valuation 

2.9. Basic Concepts of Statistics 

2.9.1. Qualitative and Quantitative Variables: 
2.9.2. Position Measurements 
2.9.3. Measures of Dispersion 

2.10. Two-Dimensional Variables 

2.10.1. Covariance 
2.10.2. Coefficient Correlation 
2.10.3. Regression Line

Module 3. Fixed Income 

3.1. Fixed Income General Characteristics 

3.1.1. Negotiated Assets 

3.2. Public Debt Market Structure 

3.2.1. Negotiated Assets 
3.2.2. Market Members 
3.2.3. Primary and Secondary Markets 

3.3. Private Fixed-Income Market 

3.3.1. Market Structure 
3.3.2. Market Operations 
3.3.3. Asset Typology 

3.4. Rating 

3.4.1. Needs and Advantages of Rating 
3.4.2. Classification 
3.4.3. Rating Companies 

3.5. Risks Associated with Fixed-Income Assets 

3.5.1. Interest and Credit Risk 
3.5.2. Liquidity and Exchange Rate Risk 
3.5.3. Early Amortization Risk 

3.6. Fixed Income Asset Valuation 

3.6.1. Zero Coupon Bonds and Treasury Bills 
3.6.2. Coupon Bonds 
3.6.3. Full price, Ex-Coupon Price and Running Coupon Price 

3.7. Price to IRR ratio 

3.7.1. Malkiel’s First Principle 
3.7.2. Malkiel’s Second and Third Principles 
3.7.3. Malkiel’s Fourth and Fifth Principles 

3.8. Income Curve and Interest Rate Term Structure 

3.8.1. Income Curves 
3.8.2. Explanatory Theory of ETTI 
3.8.3. Standardized Interest Rate Structure 

3.9. Interest Rate Risk Measurement and Management 

3.9.1. Sensitivity 
3.9.2. Duration and Corrected Duration 
3.9.3. Immunization 

3.10. Risk Profile for Each Investment Type 

3.10.1. Cautious Profile 
3.10.2. Moderate Profile 
3.10.3. Risk Profile

Module 4. Equities   

4.1. Equity Characteristics 

4.1.1. Operation 
4.1.2. Financial Market Profits 
4.1.3. Evolution Over Time 

4.2. Stock Market Structure and Operation 

4.2.1. Market Schedules and Phases (Auctions and Continuous Trading) 

4.3. Stock Market Operation Types I 

4.3.1. OPV  
4.3.2. OPS 
4.3.3. Capital Increase and Reduction 

4.4. Stock Market Operation Types II 

4.4.1. Splits and CounterSplits 
4.4.2. Dividends 
4.4.3. Takeovers 

4.5. Main Orders 

4.5.1. To Market 
4.5.2. Limited and Stop 
4.5.3. Trails 

4.6. Equity Performance Monitoring 

4.6.1. Indices  
4.6.2. Classification of Indexes 
4.6.3. Equity Index Utilities 

4.7. Broker Platforms (CMC and IB) 

4.7.1. Broker Types 
4.7.2. CMCs 
4.7.3. Interactive Brokers 

4.8. Fundamental Analysis 

4.8.1. Macroeconomic Analysis 
4.8.2. Stock Market Valuation Ratios 
4.8.3. Cycle Theory 

4.9. Valuation of Companies 

4.9.1. VCP, VCA, VL and VS 
4.9.2. Gordon-Shapiro 
4.9.3. Flow Discounts 

4.10. Technical Analysis 

4.10.1. Chartism 
4.10.2. Indicators 
4.10.3. Oscillators

Module 5. Collective Investment Institutions and Pension Plans

5.1. Collective Investment Institutions 

5.1.1. CII Investment Evolution 
5.1.2. Element Intervening 

5.2. Investment Funds and SICAVs 

5.2.1. Management Styles 
5.2.2. Categories 
5.2.3. NAV Calculation 

5.3. Commissions 

5.3.1. Implicit 
5.3.2. Explicit 
5.3.3. Other Expenses 

5.4. Comparison of Investment Funds 

5.4.1. Profitability 
5.4.2. Risk 
5.4.3. Other Ratios 

5.5. Hedge Funds 

5.5.1. Alternative Management Fundamentals 
5.5.2. Hedge Fund Characteristics 
5.5.3. Investment Strategies and Styles 

5.6. Regulatory Aspects in Investment Fund Creation 

5.6.1. Management Institution Obligations 
5.6.2. Management Institution Obligations 
5.6.3. Information 

5.7. Regulatory Aspects of Investment Funds Contracting 

5.7.1. Participant’s Rights 
5.7.2. Shareholder’s Defense Before the National Securities Market Commission 
5.7.3. Investment Fund Contracting Process 

5.8. Pension Plan Definition 

5.8.1. Differences Between a Pension Plan and a Pension Fund 
5.8.2. Guiding Principles 

5.9. Modalities 

5.9.1. Depending on the Promoting Entity Type 
5.9.2. For the Contributions and Benefits System 
5.9.3. For the Investment Vocation 

5.10. Personal Elements and Tax Benefits  

5.10.1. Promoter 
5.10.2. Control Commission 

Module 6. Foreign Exchange and Derivatives   

6.1. Foreign Exchange Market 

6.1.1. Money and Currency Evolution 
6.1.2. Type of change  
6.1.3. Currency Pairs 

6.2. Complex Products 

6.2.1. Derivative Products 
6.2.2. Different Uses for Complex Products  
6.2.3. Derivative Product Types 

6.3. Future 

6.3.1. Speculation 
6.3.2. Coverage 
6.3.3. Arbitration 

6.4. Options 

6.4.1. Call 
6.4.2. Put 
6.4.3. Premium 

6.5. Option Sensitivity 

6.5.1. Delta and Gamma 
6.5.2. Vega and Theta 
6.5.3. Rho 

6.6. Trend Strategies 

6.6.1. Bull Spread 
6.6.2. Bear Spread 
6.6.3. Tunnel 

6.7. Volatility Strategies 

6.7.1. Straddle, Strangle and Guts 
6.7.2. Butterfly 
6.7.3. Condor 

6.8. Mixed Strategies I 

6.8.1. Ratio Call Spread 
6.8.2. Ratio Put Spread 
6.8.3. Ratio Call Backspread 

6.9. Mixed Strategies II  

6.9.1. Ratio Put Backspread 
6.9.2. Strip and Strap 
6.9.3. Calendar Spread

6.10. Structured Products 

6.10.1. Characteristics and Risks 
6.10.2. Guaranteed 
6.10.3. Convertible Reverse 

Module 7. Portfolio Management 

7.1. Client Profile Analysis  

7.1.1. Investment Objective 
7.1.2. Investment Returns and Client Risk  
7.1.3. Horizon 

7.2. Contracts and Regulations 

7.2.1. MiFID 2 
7.2.2. Suitability Test 
7.2.3. At Risk Profiles 

7.3. Wallet Management Introduction 

7.3.1. Market Efficiencies 
7.3.2. Market Failures 
7.3.3. Active Management vs Passive Management 

7.4. Return and Risk 

7.4.1. Of an Asset 
7.4.2. Of the Wallet 
7.4.3. Normality Hypothesis 

7.5. Diversification 

7.5.1. Types of Risk  
7.5.2. Correlation  
7.5.3. Beta 

7.6. Wallet Theory 

7.6.1. Efficient Wallet 
7.6.2. CML 
7.6.3. SML  

7.7. Measurement Ratios I 

7.7.1. Sharpe Ratio 
7.7.2. Treynor Ratio  
7.7.3. Jensen Alpha 

7.8. Measurement Ratios II 

7.8.1. Tracking Error 
7.8.2. Information Ratio  
7.8.3. Consistency 

7.9. Excel for Wallet Management 

7.9.1. Data Sources 
7.9.2. Sheet Programming 
7.9.3. Interpretation of Results 

7.10. New Investment Criteria in Wallet Management 

7.10.1. ESG 
7.10.2. Alpha Portable 
7.10.3. MFI

Module 8. Financial Planning   

8.1. Financial Advice 

8.1.1. Individual Advice 
8.1.2. Dependent Advice 
8.1.3. Portfolio Management 

8.2. Basic Principles for Retirement Planning 

8.2.1. How Long Do I Have to Quote?
8.2.2. How to Calculate My Pension?
8.2.3. What Pension Am I Entitled to??

8.3. Retirement Income and Expense Analysis 

8.3.1. Difference in Income upon Retirement 
8.3.2. Expense Structure (Fixed and Variable) vs. Retirement Income 
8.3.3. Where to Get Extra Income in Retirement Advantages and Disadvantages of Bailouts?

8.4. Capital Accumulation Plan 

8.4.1. Weighted Average Price 
8.4.2. Investment Strategy 
8.4.3. Technical Development 

8.5. Life Cycle

8.5.1. Formation and Accumulation Phase 
8.5.2. Consolidation Phase 
8.5.3. Expenditure and Donation Phase 

8.6. Fund Analysis and Selection 

8.6.1. At Risk Profiles 
8.6.2. Ratios to Be Checked 
8.6.3. Spending Study Historical Results 

8.7. Pension Plan Tax Planning 

8.7.1. Taxation 
8.7.2. Rescue 
8.7.3. Rebates 

8.8. Inheritance Planning 

8.8.1. Types of Assets I Can Own 
8.8.2. Tax Implications of Such Assets 
8.8.3. Inheritance Structure to Minimize Tax Impact 

8.9. Investment Psychology 

8.9.1. Relevant Aspects 
8.9.2. Biases  
8.9.3. Customer Psychology Management 

8.10. Financial Planning Strategies 

8.10.1. Mainly Real Estate Assets 
8.10.2. Mainly Movable Assets 
8.10.3. Asset Distribution Between Real Estate and Movable Assets

Module 9. Taxation

9.1. Income Tax I 

9.1.1. Income from Work 
9.1.2. Income from Economic Activities 
9.1.3. Income Imputation 

9.2. Income Tax II 

9.2.1. Capital Income  
9.2.2. Capital Gains and Losses 
9.2.3. Tax Liquidation Scheme. Income Integration and Compensation 

9.3. Corporate Tax 

9.3.1. Corporate Income Tax 
9.3.2. Positive and Negative Adjustments 
9.3.3. Tax Liquidation Scheme 

9.4. Inheritance Tax 

9.4.2. Adjustments  
9.4.3. Tax Liquidation Scheme 

9.5. Other Taxes 

9.5.1. AJD 
9.5.2. OS 
9.5.3. IT 

9.6. Digital Taxation 

9.6.1. Financial Transaction Tax 
9.6.2. Certain Digital Services Tax 
9.6.3. Taxation of New Digital Assets Introduction: Cryptocurrencies and NFTs

Module 10. New Investments

10.1. Crowdfunding 

10.1.1. Crowdfunding Financing 
10.1.2. Crowdfunding vs. Traditional Investments  
10.1.3. Regulation 

10.2. Technology Blockchain 

10.2.1. Blockchain Networks 
10.2.2. Mining 
10.2.3. Blockchain Utilities 

10.3. Cryptocurrencies 

10.3.1. Fiat Currencies vs. Cryptocurrencies 
10.3.2. Cryptocurrencies Today 
10.3.3. DeFi 

10.4. Main Cryptocurrencies  

10.4.1. Bitcoin 
10.4.2. Ether 
10.4.3. Altcoins 

10.5. Exchanges and Wallets 

10.5.1. Exchanges 
10.5.2. Cold Wallets 
10.5.3. Hot Wallets 

10.6. Other forms of Cryptocurrency Investment 

10.6.1. Staking 
10.6.2. Derivatives 
10.6.3. Crypto Index and New Forms of Indexing 

10.7. Risks and Weaknesses 

10.7.1. Market Risk 
10.7.2. Legal Risk 
10.7.3. Reputational Risk 

10.8. NFTs and Digital Assets 

10.8.1. NFTs and Major Networks 
10.8.2. Digital Art 
10.8.3. Metaverse 

10.9. Economy Tokenization 

10.9.1. Tokenization 
10.9.2. Current Token Uses 
10.9.3. Potential 

10.10. Regulation 

10.10.2. Possible Future Changes 
10.10.3. Pioneering Countries in the Regulation of Cryptocurrencies and Other Cryptoassets

A unique, key, and decisive educational experience to boost your professional development and make the definitive leap"