A comprehensive and 100% online program, exclusive to TECH, with an international perspective backed by our membership in the Business Graduates Association” 

According to a recent International Monetary Fund (IMF) report, the global banking sector has incurred losses of approximately $45 billion over the past few years. This reality highlights the vulnerability of financial institutions to abrupt market fluctuations. In addition, the 25% increase in financial regulation has forced executives to rapidly adapt their risk management and compliance policies. For this reason, specialists need to acquire a comprehensive understanding of the key transformations in Banking and Financial Markets, with the objective of strengthening their competencies efficiently. 

In response to this demand, TECH presents its innovative Master's Degree in Banking and Financial Markets. Designed by leading experts in the field, this academic pathway provides in-depth knowledge of the fundamental variables that influence economic decision-making. The curriculum explores the foundations of major financial operations, incorporating advanced statistical factors. At the same time, it provides the tools to implement emerging technological solutions that optimize banking management and enable the timely identification of risks such as money laundering. Through this program, students will acquire strategic competencies to successfully lead within the financial sector and develop forward-thinking solutions that enhance both sustainability and profitability across organizations. 

Furthermore, TECH leverages its disruptive Relearning methodology, which ensures a natural and progressive assimilation of knowledge. Students only need an internet-connected device to access the Virtual Campus. Additionally, participants will benefit from 10 rigorous Masterclasses delivered by a renowned International Guest Director.

Furthermore, thanks to TECH's membership in the Business Graduates Association (BGA), students will have access to exclusive and up-to-date resources that will strengthen their continuous learning and professional development, as well as discounts on professional events that will facilitate networking with industry experts. Additionally, they will be able to expand their professional network by connecting with specialists from different regions, fostering the exchange of knowledge and new job opportunities. 

A renowned International Guest Director will deliver 10 comprehensive Masterclasses on the latest trends in Banking and Financial Markets management”

This Master's Degree in Banking and Financial Markets contains the most complete and up-to-date program on the market. The most important features include:

• The development of practical cases presented by experts in Banking and Financial Markets
• The graphic, schematic, and practical contents with which they are created, provide scientific and practical information on the disciplines that are essential for professional practice
• Practical exercises where self-assessment can be used to improve learning
• Its special emphasis on innovative methodologies 
• Theoretical lessons, questions to the expert, debate forums on controversial topics, and individual reflection assignments
• Content that is accessible from any fixed or portable device with an internet connection

You will gain an in-depth understanding of the technical and regulatory aspects related both to financial products and to the management of common risks”

The teaching staff includes professionals belonging to the Banking and Financial Markets field, who contribute their work experience to this program, as well as renowned specialists from leading companies and prestigious universities.

The multimedia content, developed with the latest educational technology, will provide the professional with situated and contextual learning, i.e., a simulated environment that will provide an immersive learning experience designed to prepare for real-life situations.

This program is designed around Problem-Based Learning, whereby the student must try to solve the different professional practice situations that arise throughout the program. For this purpose, the professional will be assisted by an innovative interactive video system created by renowned and experienced experts.

You will design and implement effective financial strategies aligned with corporate objectives and current market conditions”

TECH provides you with its disruptive Relearning methodology, ensuring a far more effective, applied, and context-based learning experience”

The syllabus of this Master's Degree in Banking and Financial Markets is designed to cover all key aspects of the financial sector. Accordingly, the program will address topics ranging from the specificities of banking management and financial regulation to the most sophisticated investment strategies. In line with this, the learning materials will delve into a comprehensive analysis of the different economic variables and the current regulatory frameworks governing the field. In addition, the program will provide cutting-edge tools to enable early risk management and to optimize the strategic planning of financial institutions.

You will develop advanced competencies to identify, assess, and mitigate financial risks, including economic fraud”

Module 1. The Economic Environment and Financial Markets

1.1. Fundamentals of Banking and Finance

1.1.1. Fundamental Variables in Financial Decisions
1.1.2. Financial Activity
1.1.3. Banking Within the Financial System
1.1.4. The Banking Business

1.2. Finance Theory

1.2.1. Statistics Applied to the Stock Market
1.2.2. Mathematics of Financial Operations
1.2.3. Financial Transactions

1.3. Macroeconomics and Monetary Policy

1.3.1. GDP
1.3.2. Financial Balance
1.3.3. The Role of the Public Sector
1.3.4. Monetary Policy and Fiscal Policy

1.4. Measuring Financial Activity

1.4.1. Financial System
1.4.2. Types of Transactions
1.4.3. Financial Tools

1.5. Main Financial Aggregates

1.5.1. Financial Institutions
1.5.2. Financial Versus Non-Financial Investment
1.5.3. Negotiation Levels

1.6. Markets and the Control of Financial Flows

1.6.1. Structure of the Financial System
1.6.2. Financial Markets
1.6.3. Nature and Objectives of Monetary Policy
1.6.4. Interest Rates

1.7. Bank Accounting

1.7.1. Financial Statements in Banking
1.7.2. Other Balance Sheet and Income Statement Items
1.7.3. Credit Risk and Insolvency
1.7.4. Business Combinations and Consolidation

1.8. The Current Financial Crisis

1.8.1. Failures of the International Financial System
1.8.2. Accounting Standards and Creative Accounting
1.8.3. Bad Banking Practices
1.8.4. Tax Havens

Module 2. Banking Management

2.1. Operational Management of Credit Institutions

2.1.1. Income Statement Analysis
2.1.2. Main Management Indicators
2.1.3. Management Control of the Banking Business

2.2. Management Objectives of Financial Institutions

2.2.1. Solvency Management in Credit Institutions
2.2.2. Market and Funding Liquidity
2.2.3. Efficient Banking Management

2.3. Interest Rate Risk Management

2.3.1. Risk Management in Credit Institutions
2.3.2. Interest Rate Risk
2.3.3. Interest Risk Valuation Methods

2.4. Liquidity Management and ECB Monetary Policy

2.4.1. Money and Interbank Markets
2.4.2. Liquidity Management
2.4.3. Coverage of Legal Coefficients
2.4.4. Monetary Policy in the Euro Zone

2.5. Banking Company and Management Models

2.5.1. The Financing of Economic Activity
2.5.2. Costs and Productivity
2.5.3. Margins and Profitability
2.5.4. Competition in the Banking Sector

2.6. Banking Regulation

2.6.1. The European Central Bank and the Central Banking System
2.6.2. Cash Ratio and Eligible Liabilities
2.6.3. Solvency Ratios: Basel II
2.6.4. Money Laundering

Module 3. Financial Instruments and Markets

3.1. The Financial Markets

3.1.1. Financial Markets Characteristics
3.1.2. Financial Markets Functions
3.1.3. Financial Markets Components

3.2. Types of Financial Markets

3.2.1. Financial Markets According to Traded Rights
3.2.2. Financial Markets According to the Term of the Assets Traded
3.2.3. Financial Markets According to the Time of Issuance of Assets
3.2.4. Financial Markets According to Their Organizational Structure
3.2.5. Financial Markets According to the Time of Delivery of the Asset

3.3. Stock Markets

3.3.1. The Stock Market
3.3.2. Futures Market
3.3.3. Options Markets

3.4. Fixed Income Market

3.4.1. Spot Interest Rates and Forward Interest Rates
3.4.2. Public Debt Market
3.4.3. AIAF Market

3.5. Equity Market

3.5.1. Trading Systems
3.5.2. Securities and Stock Exchange Operations
3.5.3. IPOs

3.6. Futures Market

3.6.1. Forward Contracts
3.6.2. Futures on Interest
3.6.3. Exchange Rate Futures
3.6.4. Stock Index Futures

3.7. Options Markets

3.7.1. Speculative Operations
3.7.2. Continuous Arbitrage Operations
3.7.3. The Price of an Option Contract
3.7.4. Use of Options in Hedging
3.7.5. Characteristics of an Options Portfolio

3.8. OTC Derivative Products

3.8.1. FRA Markets
3.8.2. Swap
3.8.3. Cap, Floor and Collar

3.9. Foreign Exchange Market

3.9.1. Operation and Regulatory Agencies
3.9.2. Spot Foreign Exchange Transactions
3.9.3. Parity Conditions
3.9.4. Exchange to Local Currency

3.10. Investment Funds

3.10.1. Fixed Income Funds
3.10.2. Mixed Fixed Income Funds
3.10.3. Mixed Equity Funds
3.10.4. Equity Funds

3.11. Liberalization of Financial Markets

3.11.1. Eurodollars and Eurobonds
3.11.2. New International Titles
3.11.3. Globalization

Module 4. Financial Analysis and Planning

4.1. Accounting and Bank Consolidation

4.1.1. Analysis of the Economic Situation
4.1.2. Industry and Company Analysis
4.1.3. Types of Graphs
4.1.4. Main Theories

4.2. Fundamental and Technical Analysis

4.2.1. Analysis of the Balance Sheet
4.2.2. Income Statement Analysis
4.2.3. Management Ratios
4.2.4. Selection Criteria for Investing in a Credit Institution

4.3. Analysis of Financial Statements

4.3.1. Equity Analysis
4.3.2. Degree of Liquidity of Assets
4.3.3. Efficiency and Profitability of Investments

4.4. Financial Prediction

4.4.1. Economic Forecasting Models
4.4.2. Univariate Models
4.4.3. Multivariate Models
4.4.4. Techniques for Estimating Financial Variables

4.5. Balance Sheet and Risk Analysis

4.5.1. Risks of Credit Institutions
4.5.2. Information Required for Risk Analysis
4.5.3. Analysis of the Situation and Possible Evolution of the Companies
4.5.4. Short and Long-Term Financing

4.6. Solvency Management

4.6.1. Shareholders Equity in the Banking Company and Solvency Ratio
4.6.2. Capital Optimization and Pillar II
4.6.3. Basel III
4.6.4. Internal Control and Pillar III

4.7. Profitability Analysis Models

4.7.1. Risk-Adjusted Return Analysis
4.7.2. Asset and Liability Pricing Models
4.7.3. Strategic Map: Definition and Elaboration
4.7.4. Control Panels

4.8. Valuation of Credit Institutions

4.8.1. Basic Principles in the Valuation of a Financial Institution
4.8.2. Modeling of a Credit Institution
4.8.3. Methodologies for the Valuation of Financial Institutions

Module 5. Financial Products and Banking Assets

5.1. Equity Assets

5.1.1. The Regulation of Equity Markets
5.1.2. Trading in Equity Markets
5.1.3. Publicly Listed Companies
5.1.4. Stock Market Information

5.2. Derivative Financial Products

5.2.1. Short-Term Derivative Products
5.2.2. Options
5.2.3. Swaps
5.2.4. Credit Derivatives

5.3. Structured Financial Products

5.3.1. Structured Interest Rate Swaps
5.3.2. Structured Exchange Rate
5.3.3. Structured Equity Securities
5.3.4. Commodities Structured Products

5.4. Consumer Bank Loans

5.4.1. Analysis of Effective Interest Rates
5.4.2. Financial Characteristics
5.4.3. Legal Characteristics

5.5. Corporate Banking Asset Products

5.5.1. Bank Discounting
5.5.2. Credit Facilities
5.5.3. Credit Advances

5.6. Mortgage Loans

5.6.1. Appraisals
5.6.2. Mortgage Subrogation
5.6.3. Mortgage Novations

5.7. Working Capital Financing Products

5.7.1. Factoring
5.7.2. Confirming

5.8. Insurance Products

5.8.1. Models and Characteristics
5.8.2. Regulation and Tax Treatment of Pension Funds and Plans
5.8.3. Marketing of Insurance Products from Credit Institutions

5.9. Liability Products

5.9.1. Remuneration and Profitability
5.9.2. APR
5.9.3. Legal and Tax Aspects
5.9.4. Target Audience

Module 6. Collective Investment

6.1. Investment Funds

6.1.1. Manager and Trustee
6.1.2. Investment Funds
6.1.3. Supervision
6.1.4. Characteristics of the Funds

6.2. Equity Management

6.2.1. Analysis of Investment Funds
6.2.2. Equity Management Tools
6.2.3. Analysis of a Portfolio of Financial Assets
6.2.4. Reinstatement of Truncated Financial Investments

6.3. Asset Allocation

6.3.1. Portfolio Advisory Process
6.3.2. Strategic and Tactical Asset Allocation
6.3.3. Institutional Manager
6.3.4. Strategic Portfolio and Tactical Portfolio

6.4. Portfolio Building

6.4.1. Market Risk
6.4.2. International Investment
6.4.3. Asset Classes, Utility Curves and CAMP
6.4.4. Portfolio Formation Strategies

6.5. Equity Management Strategies

6.5.1. Markowitz Portfolio Selection Theory
6.5.2. Systematic and Specific Risks
6.5.3. Financial Crisis Management
6.5.4. Portfolio Management in Emerging Markets

6.6. Fixed Income Management Strategies

6.6.1. Fixed Income Portfolio Management
6.6.2. Hedging in Fixed Income Portfolios
6.6.3. Securitizations

6.7. Insurance

6.7.1. Fundamentals of the Insurance Activity
6.7.2. Unit Linked, Coinsurance and Reinsurance
6.7.3. Insurance Sector Institutions
6.7.4. Insurance Companies and Mutual Insurance Companies

6.8. Taxation

6.8.1. Taxation of Financial Products
6.8.2. Taxation of Social Security Products

Module 7. Financial Risk and Corporate Finance

7.1. Financial Management and Corporate Finance

7.1.1. Business Management and Value Creation
7.1.2. Capital Structure and Financial Leverage
7.1.3. Weighted Average Cost of Capital
7.1.4. Capital Asset Pricing Model and Other Models

7.2. Company Valuation Methods

7.2.1. Dividend Discount
7.2.2. Flow Discounting
7.2.3. Comparable Multiples

7.3. Corporate Operations

7.3.1. Mergers
7.3.2. Acquisition
7.3.3. Mergers and Acquisitions
7.3.4. Tax Regime for Restructuring Operations

7.4. Studying Other Types of Companies

7.4.1. Unlisted Companies
7.4.2. SMEs
7.4.3. Family Businesses
7.4.4. Foundations and Non-Profit Organizations
7.4.5. Social Economy Enterprise

7.5. Strategy and Risk Control

7.5.1. Management Control Systems
7.5.2. Risks and Internal Control
7.5.3. Review and Audit of the Control System
7.5.4. Financial Risk Management

7.6. Risk, Profitability and Indebtedness

7.6.1. Economic Profitability and Financial Profitability
7.6.2. Financial Profitability and Indebtedness
7.6.3. Risk and Profitability

7.7. Sources of Financing

7.7.1. Bank Financing
7.7.2. Issuance of Debentures and Securitization of Assets
7.7.3. Private Equity and Venture Capital
7.7.4. Subsidies and Fiscal Support

7.8. Corporate Transactions and Bankruptcy

7.8.1. Declaration of Bankruptcy and Its Effects
7.8.2. Settlement and Liquidation Phases
7.8.3. International Tender
7.8.4. Scoring the Tender
7.8.5. Conclusion and Reopening of the Tender

Module 8. International Finance

8.1. International Payment and Collection Methods

8.1.1. Bills, Personal Check and Bank Check
8.1.2. Transfer, Payment Order and Remittance
8.1.3. Documentary Clauses and Credits
8.1.4. Factoring, International Swap and Other Means

8.2. Financing of International Market Operations

8.2.1. Incoterms
8.2.2. Derivative Instruments to Hedge Possible Fluctuations in the Price of Raw Materials
8.2.3. Export Credits With Official Support
8.2.4. Hedging with Swap Contracts
8.2.5. The OECD Consensus

8.3. International Financial Institutions

8.3.1. The Fund for the Internationalization of the Company
8.3.2. The World Bank Group
8.3.3. The Inter-American Development Bank
8.3.4. Caribbean Development Bank

8.4. Formation of Exchange Rates

8.4.1. Interest Rate Parity Theory
8.4.2. Theory of Exchange Rate Expectations
8.4.3. Purchasing Power Parity (PPP) Theory
8.4.4. Capital Market Balance

8.5. Debt Conversion Programs

8.5.1. Operation
8.5.2. Conversion of Debt into Public Investments
8.5.3. Conversion of Debt into Private Investments

8.6. International Stock Market

8.6.1. Wall Street Market (New York)
8.6.2. Gold Market
8.6.3. World External Debt
8.6.4. Paris Club
8.6.5. ADR and GDR Securities Market

Module 9. Financial Marketing

9.1. Bank Office Market Research

9.1.1. Specific Aspects of Financial Services Marketing
9.1.2. Determining Factors When Choosing a Bank
9.1.3. Development of New Banking Products and Services
9.1.4. Tools for Bank Marketing Research

9.2. Sales and Communication Techniques

9.2.1. Notions of Psychology Applied to Sales
9.2.2. Techniques to Improve Verbal and Non-Verbal Communication
9.2.3. Negotiation Tactics
9.2.4. Closing and Customer Commitment

9.3. Financial Marketing Plan

9.3.1. Pricing of Banking Products
9.3.2. Product Promotion and Advertising Campaigns
9.3.3. Distribution Systems Used in Financial Services Marketing
9.3.4. Segmentation, Targeting and Positioning

9.4. New Strategies for Sales Growth and Cost Savings

9.4.1. Electronic Banking
9.4.2. CRM (Customer Relationship Management)
9.4.3. Cross-Selling and Up-Selling

9.5. Relationship Marketing

9.5.1. Customer Development and Loyalty
9.5.2. Marketing Tools for Customer Loyalty and Retention
9.5.3. Customer Retention Strategies

9.6. Inbound Marketing in the Banking Sector

9.6.1. Effective Inbound Marketing
9.6.2. The Benefits of Inbound Marketing
9.6.3. Measuring the Success of Inbound Marketing

9.7. Development of Email Campaigns

9.7.1. Design ofEmail Marketing Campaigns
9.7.2. Email Marketing
9.7.3. Lists of Subscribers, Leads, and Customers

9.8. Corporate Branding

9.8.1. Brand Evolution
9.8.2. Creation and Development of Successful Brand
9.8.3. Brand Equity

You will implement compliance policies that ensure adherence to financial laws, preventing fraud and money laundering”