In this Postgraduate certificate, you will learn all the keys to create a retirement plan or manage an inheritance” 

Why Study at TECH?

TECH is the world's largest 100% online business school. It is an elite business school, with a model based on the highest academic standards. A world-class centre for intensive managerial skills training.   

TECH is a university at the forefront of technology, and puts all its resources at the student's disposal to help them achieve entrepreneurial success"

At TECH Global University

Innovation

The university offers an online learning model that combines the latest educational technology with the most rigorous teaching methods. A unique method with the highest international recognition that will provide students with the keys to develop in a rapidly-evolving world, where innovation must be every entrepreneur’s focus.

"Microsoft Europe Success Story", for integrating the innovative, interactive multi-video system.  

The Highest Standards

Admissions criteria at TECH are not economic. Students don't need to make a large investment to study at this university. However, in order to obtain a qualification from TECH, the student's intelligence and ability will be tested to their limits. The institution's academic standards are exceptionally high...  

95% of TECH students successfully complete their studies.

Networking

Professionals from countries all over the world attend TECH, allowing students to establish a large network of contacts that may prove useful to them in the future.  

100,000+ executives trained each year, 200+ different nationalities.

Empowerment

Students will grow hand in hand with the best companies and highly regarded and influential professionals. TECH has developed strategic partnerships and a valuable network of contacts with major economic players in 7 continents.  

500+ collaborative agreements with leading companies.

Talent

This program is a unique initiative to allow students to showcase their talent in the business world. An opportunity that will allow them to voice their concerns and share their business vision. 

After completing this program, TECH helps students show the world their talent. 

Multicultural Context

While studying at TECH, students will enjoy a unique experience. Study in a multicultural context. In a program with a global vision, through which students can learn about the operating methods in different parts of the world, and gather the latest information that best adapts to their business idea. 

TECH students represent more than 200 different nationalities.   

Learn with the best

In the classroom, TECH teaching staff discuss how they have achieved success in their companies, working in a real, lively, and dynamic context. Teachers who are fully committed to offering a quality specialization that will allow students to advance in their career and stand out in the business world. 

Teachers representing 20 different nationalities. 

TECH strives for excellence and, to this end, boasts a series of characteristics that make this university unique:   

Analysis

TECH explores the student’s critical side, their ability to question things, their problem-solving skills, as well as their interpersonal skills.  

Academic Excellence

TECH offers students the best online learning methodology. The university combines the Relearning method (a postgraduate learning methodology with the highest international rating) with the Case Study. A complex balance between tradition and state-of-the-art, within the context of the most demanding academic itinerary.  

TECH is the world’s largest online university. It currently boasts a portfolio of more than 10,000 university postgraduate programs. And in today's new economy, volume + technology = a ground-breaking price. This way, TECH ensures that studying is not as expensive for students as it would be at another university.  

At TECH, you will have access to the most rigorous and up-to-date case studies in the academic community”

TECH works with the Relearning teaching methodology. This means that the most important Financial Planning concepts are repeated progressively throughout the syllabus. This allows the student to learn them in a natural way, reducing the number of study hours. In addition, these contents will be available 24 hours a day, making it easier to combine work and personal life. 

Enroll and delve into capital accumulation plans so you can offer your clients what best suits their income level” 

Syllabus

The most demanding financial reality requires leaders adapted to the new economic paradigms, with up-to-date tools and improved investment skills. 

In this sense, the syllabus of this Postgraduate certificate addresses Financial Planning from the point of view of current needs. Emphasizing services such as retirement planning and inheritance management, among others. 

Nevertheless, the program does not only focus on the theory related to Financial Planning. But also, on the development of transversal competencies and distinctive leadership. Going beyond the basic skills necessary and indispensable in today's labor market. 

To this end, a variety of case studies and simulated scenarios are presented. In which students will develop their managerial and organizational skills to become first-line team managers. 

A plan aimed at professionals interested in leading and managing workforces, a unique opportunity to enhance managerial and organizational skills. Understanding the needs of today's market and specializing in exceeding them by far. 

This Postgraduate certificate takes place over six week and consists of one module: 

Module 1. Financial Planning

A unique, key, and decisive educational experience to boost your professional development and make the definitive leap"

Where, When and How is it Taught?

TECH offers students the opportunity to take this Postgraduate certificate in Financial Planning entirely online. Over the 6 weeks of the specialization, the student will be able to access all the contents of this program at any time, which will allow the students to self-manage their study time. 

Module 1. Financial Planning  

1.1. Financial Advice 

1.1.1. Individual Advice 
1.1.2. Dependent Advice 
1.1.3. Portfolio Management 

1.2. Basic Principles for Retirement Planning 

1.2.1. How Long Do I Have to Quote?
1.2.2. How to Calculate My Pension?
1.2.3. What Pension Am I Entitled to?

1.3. Retirement Income and Expense Analysis 

1.3.1. Difference in Income upon Retirement 
1.3.2. Expense Structure (Fixed and Variable) vs. Retirement Income 
1.3.3. Where to Get Extra Income in Retirement Advantages and Disadvantages of Bailouts?

1.4. Capital Accumulation Plan 

1.4.1. Weighted Average Price 
1.4.2. Investment Strategy 
1.4.3. Technical Development 

1.5. Life Cycle

1.5.1. Formation and Accumulation Phase 
1.5.2. Consolidation Phase 
1.5.3. Expenditure and Donation Phase 

1.6. Fund Analysis and Selection 

1.6.1. At Risk Profiles 
1.6.2. Ratios to Be Checked 
1.6.3. Spending Study Historical Results 

1.7. Pension Plan Tax Planning 

1.7.1. Taxation 
1.7.2. Rescue 
1.7.3. Rebates 

1.8. Inheritance Planning 

1.8.1. Types of Assets I Can Own 
1.8.2. Tax Implications of Such Assets 
1.8.3. Inheritance Structure to Minimize Tax Impact 

1.9. Investment Psychology 

1.9.1. Relevant Aspects 
1.9.2. Biases  
1.9.3. Customer Psychology Management 

1.10. Financial Planning Strategies 

1.10.1. Mainly Real Estate Assets 
1.10.2. Mainly Movable Assets 
1.10.3. Asset Distribution Between Real Estate and Movable Assets

Capital accumulation plans have very specific life cycles. By taking this program, you will be able to identify your customer's current situation”