Postgraduate certificate Insurance Distribution and Consumer Protection in Insurance Contracts

Over time, various regulations and laws have been implemented to strengthen consumer protection in the insurance field. These regulations usually address aspects such as transparency in the information provided to the consumer, the rights of the insured at the time of filing claims, and the prohibition of discriminatory and abusive practices, among others. In this sense, it is essential that business specialists have knowledge that is at the forefront of the legal and regulatory framework. For this reason, TECH has designed a 100% online program that will adapt to professionals' needs. The program will offer flexibility, allowing professionals to perform their daily tasks and learning activities without being subject to fixed schedules.

University certificate

duration

6 weeks

Modality

Online

Schedule

At your own pace

Exams

Online

start date

Credits

6 ECTS

financing up to

3 months

Price(first year)

See price

The world's largest school of business”

Syllabus

The agenda of this program will focus on providing the student with insight into the distribution of insurance and reinsurance products. Different points of view from which this subject can be studied will be addressed, including the applicable regulations and the different agents involved, both from the perspective of the distributors and the consumer and delving into what is considered marketing. In this way, the syllabus will offer a complete and exhaustive perspective of these aspects and their application in the insurance environment.

You will have at your fingertips interactive summaries and a whole series of didactic materials, with which you will delve into consumer protection and discover the legal framework and action plans in the insurance sector”

Syllabus

Following the professional needs of business experts, TECH has developed the Postgraduate certificate in Insurance Distribution and Consumer Defense in the Insurance Contract. This program will focus on the analysis of the insurance sector, the regulation of the placement activity, and the types of distributors.

Likewise, the requirements for access to the circulation activity, obligations, and administrative registration will be examined. In addition, the information to be provided to the customer and product governance will be discussed in depth. In addition, measures and regulations aimed at protecting policyholders' rights will be addressed. Furthermore, the activity within the European Union regarding the free provision of services and the supervision of distributors will be addressed.

In order to provide an excellent education, this program will be offered in a 100% online format. In this way, students will have the opportunity to access a variety of didactic materials, such as specialized reading materials and interactive summaries. All of this will be available in the virtual library that TECH will provide for them. In addition, the Relearning methodology will be implemented, thus guaranteeing unique and effective learning. Likewise, participants will be able to access the content at any time and place since they will only need an electronic device with an Internet connection.

This Postgraduate certificate takes place over 6 weeks and it consists of 1 module:

Module 1. Insurance Distribution

Where, When and How is it Taught?

TECH offers the possibility of developing this Postgraduate Certificate in Insurance Distribution and Consumer Defense in the Insurance Contract completely online. During the 6 weeks of the specialization, the student will be able to access all the contents of this program at any time, which will allow the students to self-manage their study time.

Module 1. Insurance Distribution

1.1. Insurance Sector Analysis: Figures

1.1.1. Global insurance market
1.1.2. Insurance business
1.1.3. Insurance supervision

1.2. Regulation of Distribution Activities

1.2.1. Global regulation
1.2.2. Regulation in the different international jurisdictions
1.2.3. Supervising institutions

1.3. Distribution Activity

1.3.1. What is distribution
1.3.2. What is not distribution
1.3.3. International distribution

1.4. Types of distributors

1.4.1. Distributors in the EU
1.4.2. Distributors outside the EU
1.4.3. Special mention to IBS (Insurance Banking Operators)

1.5. Requirements for access to the distribution activity, obligations and administrative registration

1.5.1. Requirements for access to the distribution activity
1.5.2. Applicable obligations
1.5.3. Administrative record

1.6. Information to be provided to the customer and product governance

1.6.1. General customer information duties
1.6.2. Specific reporting duties: sustainability criteria and Greenwashing
1.6.3. Duty to prevent conflicts of interest

1.7. Consumer protection

1.7.1. Legal framework for financial consumer protection
1.7.2. Global action plans
1.7.3. Action plans in the different international Jurisdictions

1.8. Cross-border activity

1.8.1. Activity within the EU in Right of Establishment
1.8.2. Activity within the EU in Freedom to Provide Services
1.8.3. Activity outside the EU

1.9. Distributor training

1.9.1. Requirements
1.9.2. Training Objectives
1.9.3. International training

1.10. Supervision of distributors

1.10.1. Supervisory Authorities
1.10.2. Types of supervision
1.10.3. Administrative Control

A study plan tailored to your needs and designed under the most effective pedagogical methodology, Relearning”

Teaching Objectives

The purpose of this program is to provide the student with specific knowledge and tools for the protection of the rights and interests of consumers who purchase insurance policies. In this sense, the professional will be able to advise and represent insured clients.

You will obtain the Requirements for access to the distribution activity, obligations and administrative registration”

TECH makes the goals of their students their own goals too
Working together to achieve them

The Postgraduate certificate in Insurance Distribution and Consumer Protection in Insurance Contracts will enable the student to:

Develop specialized knowledge on the implementation and operation of foreign countries' insurance companies in other countries: (i) within the European Union as well as (ii) from non-European Union countries
Develop the peculiarities of the insurance contract
Examine the international regulatory framework of the insurance market and its recent evolution
Delimiting the framework for compliance with the insurance activity
Analyze the evolution of insurance
Reflecting on the insurance implications of non-sectoral regulations
Assess the impact of information security on the insurance legislative framework
Determine the interplay between consumer and insurance law and its consequences
Develop specialized knowledge about insurance and the key concepts that define the insurance business
Determine the importance of risk as an essential element for the insurance activity
Examine the general operation of the insurance business and the regulations governing its activity
Establish the relevance of the management of risks faced by insurance companies as a key element in the management of insurance companies
Identify the most immediate challenges facing risk management
Analyze the global insurance market with a focus on the distribution business
Determine what is considered insurance distribution at both the European and international levels
Identify the main players involved in the distribution business
Examine the importance of consumer protection measures
Developing key aspects of the compliance function
Identify international standards in the area of regulatory compliance
Specify the interrelationships between the compliance function and the rest of the organizations

Postgraduate Certificate in Insurance Distribution and Consumer Protection in Insurance Contracts

The insurance sector is fundamental in the protection of assets and the financial peace of mind of individuals and companies. In an increasingly complex world, it is crucial to have professionals trained in insurance distribution and consumer defense in the insurance contract. Aware of this need, TECH Global University presents its innovative Postgraduate Certificate in Insurance Distribution and Consumer Protection in Insurance Contracts. Our online class program offers you the flexibility to learn at your own pace and from anywhere. By simply connecting to our online platform, you will be able to access quality, up-to-date content on the different aspects of insurance distribution and the protection of consumer rights in the insurance contract.

Secure your future with this innovative Postgraduate Certificate

In this program, we pay special attention to regulatory changes and best practices in the insurance industry. You will learn about the various distribution channels, including direct sales, intermediaries and new distribution technologies. In addition, you will learn about the rights and obligations of the consumer in the insurance contract, and how to ensure their protection from potential disputes. Our team of expert teachers in the field of insurance will guide you through real cases and practical examples so that you can apply your knowledge in concrete situations. In addition, you will have interactive resources, such as videos and didactic material, which will enrich your learning experience. Don't miss the opportunity to become an outstanding professional in the insurance sector. Enroll in our Postgraduate Certificate in Insurance Distribution and Consumer Protection in Insurance Contracts and acquire the necessary skills to provide quality service and protect the rights of consumers in the exciting world of insurance.